Except in case of emergency, EBA’s Regulatory Technical Standards impose that financial institutions make available any change to the technical specification of their interface not less than 3 months before the change is implemented.
All financial institutions connected to Ibanity are therefore carefully monitored by our staff on a day-to-day basis, in order to detect any modification in due time. Ibanity abstracts those modifications and takes care of any data mapping or flow mapping necessary, making it seamless and friction-less for the TPP.
It is a particular spearhead of Ibanity aggregation service, to guarantee a single unified XS2A API interface towards the TPP. This being said, all relevant enhancements in the financial institutions APIs will be added on the Ibanity implementation roadmap.